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              Bill Burns
              Burns Insurance Agency
              Holly Koep
              Oakdale Business & Professional Association
              Board Member-President
              Steve Whillock
              Oak Marsh Golf Course
              GM/Director of Golf
              Shelly Hanson
              Perl Mortgage
              VP of Mortgage Lending

              I have been a licensed loan officer for over 17 years. I work with many 1st time homebuyers using Down Payment Assistance, borrowers moving up to their next home, purchasing a 2nd home, or an investment property. I also work with borrowers who are looking to refinance their existing home loans. I am a top producing loan officer, a multi-year award winner from St Paul/Mpls. magazine & Twin Cities Business magazine's Super Mortgage Professional. Please call me with any questions. I am happy to help!